CashCall Refinance Rates: Everything You Need to Know
If you are thinking about refinancing your mortgage, you might want to consider CashCall Refinance. CashCall is a direct-to-consumer lender based in Orange, California, and they offer some of the lowest mortgage refinance rates in the industry.
What is a Mortgage Refinance?
A mortgage refinance is when you replace your current mortgage with a new one, with different terms, interest rates, or both. Refinancing can help you save money on your mortgage payments, lower your interest rates, or tap into your home equity.
For instance, you may want to refinance your mortgage if:
- You want to get a lower interest rate and save money on your monthly mortgage payments
- You want to change the term of your mortgage, from a 30-year mortgage to a 15-year mortgage, for example
- You want to switch from an adjustable-rate mortgage to a fixed-rate mortgage to have a predictable monthly payment
- You want to cash out some of your home equity to pay for home renovations, debt consolidation, or other expenses
Why Choose CashCall Refinance?
CashCall Refinance is a good option if you want to refinance your mortgage and get the best rates possible. Here are some reasons to consider CashCall Refinance:
- Competitive rates: CashCall Refinance has some of the lowest mortgage refinance rates in the industry. They offer competitive rates for both fixed-rate and adjustable-rate mortgages.
- No hidden fees: CashCall Refinance is transparent about their fees and charges. They don't charge any application, processing, or underwriting fees, which can save you thousands of dollars.
- Easy online application: You can apply for CashCall Refinance online, from the comfort of your own home. The application process is simple, and you can get pre-approved in minutes.
- Fast funding: If you are approved for a CashCall Refinance loan, you can get your funds in as little as 10 days. This can help you close on your new home faster and avoid delays.
- Excellent customer service: CashCall Refinance is known for their exceptional customer service. They have a team of mortgage professionals who can help you navigate the refinancing process and answer any questions you may have.
What Are the CashCall Refinance Rates?
The CashCall Refinance rates vary depending on several factors, such as your credit score, loan amount, loan term, and more. Generally, CashCall Refinance offers competitive rates that are lower than the national average.
Here are some sample rates for CashCall Refinance, as of September 2021:
- 30-year fixed-rate mortgage: Starting at 2.875% APR
- 15-year fixed-rate mortgage: Starting at 2.125% APR
- 5/1 adjustable-rate mortgage: Starting at 2.5% APR
- 7/1 adjustable-rate mortgage: Starting at 2.75% APR
How to Apply for CashCall Refinance?
If you want to refinance with CashCall, you can apply online. Here's how:
- Go to the CashCall Refinance website and click on Apply Now.
- Fill out the online application form with your personal and financial information.
- Submit your application and wait for a decision. CashCall Refinance will review your application and let you know if you are pre-approved for a loan.
- If you are approved, you can choose your loan terms and sign the loan documents.
- Finally, CashCall Refinance will fund your loan and pay off your current mortgage.
Final Thoughts
If you are looking for competitive mortgage refinance rates and excellent customer service, CashCall Refinance may be the right choice for you. With no hidden fees and a simple online application process, CashCall Refinance can help you refinance your mortgage quickly and easily. So, if you want to save money on your monthly mortgage payments, lower your interest rates, or cash out some of your home equity, consider CashCall Refinance.
