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Check Cashing on Saturday: What You Need to Know

When you're short on cash and payday isn't until next week, check cashing can be a lifesaver. But what if you need to cash a check on Saturday? Many banks and check-cashing stores are closed on weekends, so it can be challenging to find a place to cash your check.

In this article, we'll explore your options for check cashing on Saturday and provide helpful tips for making the most of your visit.

Check-Cashing Stores

One of the easiest ways to cash a check on Saturday is to visit a check-cashing store. These stores are designed specifically for cashing checks, and many are open 7 days a week, including Saturdays. Some popular check-cashing stores include Ace Cash Express, Speedy Cash, and Check into Cash.

However, it's important to note that check-cashing stores often charge high fees for their services. These fees can range from a flat rate of $5 to 10% or more of the check's value. Before you visit a check-cashing store, be sure to inquire about their fees and compare them to other options available to you.

Retail Stores

Another option for check cashing on Saturday is to visit a retail store that offers check-cashing services. This includes stores like Walmart, Kmart, and grocery stores like Kroger and Publix. Many of these stores are open on Saturdays and offer check-cashing services for a lower fee than check-cashing stores.

However, retail stores may have limitations on the type and value of checks they can cash. For example, Walmart will only cash payroll and government checks up to $5,000. Additionally, many stores require you to have a store membership or account to cash a check. Be sure to check the store's policy before you visit.


While many banks are closed on Saturdays, some offer limited hours or have branches that are open on weekends. If you have an account with a bank, you may be able to cash your check at a branch location. You can also check with your bank to see if they offer mobile deposit, which allows you to deposit a check using your smartphone.

Keep in mind that many banks charge fees for non-customers to cash a check. These fees can range from a few dollars to a percentage of the check's value. If you're not a customer of the bank, be sure to inquire about their fees before you visit.

Helpful Tips

If you need to cash a check on Saturday, here are a few tips to make the process smoother:


Cashing a check on Saturday doesn't have to be a hassle. With the right knowledge and preparation, you can easily find a location that meets your needs and budget. Whether you choose a check-cashing store, retail store, or bank, be sure to inquire about their fees and hours to make the most of your visit.

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Representative Example
APR, Total Loan Costs & All Applicable Fees

Loan Amount $1,000 $2,000 $5,000 $10,000
Interest Rate 24% 19% 13% 8%
Loan Term 12 Months 24 Months 48 Months 60 Months
Fee 3% 5% 8% 10%
Fee Cost $30 $100 $400 $1,000
Repayment $94.56 $100.82 $131.67 $202.28
APR 29.82% 24.12% 18.23% 9.20%
Total Payments $1,134.72 $2,419.68 $6,320.12 $12,136.80
Total Costs $164.72 $519.68 $1,720.12 $3,136.80

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The website collects personal information provided by you and forwards it to partners in our lender network. You are under no obligation to use this website or service to initiate, contact, nor apply for credit or any loan product with any service provider or lender. Loan amounts vary from $100 and $35,000 but not all lenders can provide up to $35,000. Providing your information on the website does not guarantee you will be approved for a loan or credit product.

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